Updated Articles

  1. Lupus, Systemic

      Systemic Lupus  is an autoimmune disease.  In this disease, the immune system mistakenly attacks healthy tissue.  It can affect skin, joints, kidneys, brain, and other organs. Aetna OK for Standard Aflac OK for Standard Amer...
  2. Multiple Sclerosis

      Multiple Sclerosis  is a chronic disease that affects the central nervous system, especially the brain, spinal chord, and optic nerves. Aetna OK for Standard Aflac OK for Standard Americo Decline Living Promise Dec...
  3. Muscular Dystrophy

    Muscular Dystrophy is a group of diseases that cause progressive weakness and loss of muscle mass.  Abnormal genes (mutations) interfere with the production of proteins needed to form healthy muscle. Aetna Decline Aflac Decline ...
  4. Myelodysplastic Syndrome (MDS)

    Myelodysplastic Syndromes (MDS)  are a group of cancers in which immature blood cells in the bone marrow do not mature and therefore do not become healthy blood cells.  Early on, there are typically no symptoms.  Later symptoms may include feelin...
  5. Skilled Nursing Facility

    Aetna Decline Aflac Decline Americo Decline if currently confined Living Promise Decline if currently confined Royal Neighbors Decline Corebridge Decline if currently confined TransAmerica Decline...
  6. Nursing Facility, currently residing in...

    If PI is currently confined to a nursing home Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline Prudential...
  7. Pain Medications

    Aetna Not specifically mentioned Aflac See Medications List Americo May be eligible for Select 1 or Select 2 Living Promise No specific pain medications will knock PI out of LP, but Omaha is concerned with potent...
  8. Paralysis - Quadriplegia - Paraplegia

      Aetna Decline if use of wheelchair or mobility scooter is required Aflac Decline if use of wheelchair or mobility scooter is required Americo Decline if use or wheelchair or mobility scooter is required Living Promise ...
  9. Parkinson's Disease

      Parkinson's Disease affects the nerve cells in the brain that produce dopamine.  Symptoms include muscle rigidity, tremors, and changes in speech and gait.  After diagnosis, treatments can help relieve symptoms, but there is no cure. Ae...
  10. Reckless Driving

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Decline if convicted of >1 reckless driving in the last 2 years Royal Neighbors ...