Mutual of Omaha Children's Whole Life

Underwriting Questions
  • Have any of the Proposed Insureds been diagnosed or treated by a licensed member of the medical profession for:
    • a heart or circulatory system disease, birth defect, or mental or developmental disorder including Autism and Down's Syndrome?
    • any other chronic medical condition which has required care within the past 3 years?


If 'yes' to either question, there will be an area to provide additional details on the illness or condition.  If you are unsure, you can submit the business to the carrier but in general, children with major health or developmental issues have a high likelihood of being declined.