Systemic Lupus is an autoimmune disease. In this disease, the immune system mistakenly attacks healthy tissue. It can affect skin, joints, kidneys, brain, and other organs.
| Aetna | OK for Standard |
| Aflac | OK for Standard |
| Americo | Decline |
| Living Promise | Decline |
| Royal Neighbors | Decline |
| Corebridge | Decline if diagnosed or treated in the last 48 months |
| TransAmerica | Allowed for Select Decline for Premier |
| American Amicable/Occidental | Decline if medically diagnosed or treated for within the past 2 years |
| GTL | Not specifically mentioned |
*TruStage TAWL product has no auto decline conditions
