| Aetna | Not specifically mentioned |
| Aflac | See Medications List |
Americo | May be eligible for Select 1 or Select 2 |
Living Promise | No specific pain medications will knock PI out of LP, but Omaha is concerned with potential pain med abuse. If the RX check indicates potential concern of this, Omaha will request a phone interview to re-ask UW questions. Indicators of abuse would include multiple prescribing doctors, multiple scripts for similar pain medications, etc. |
| Royal Neighbors | Use of narcotics for chronic pain management for more than 6 months is underwritten similarly to illegal drug use or misuse of prescription drugs, even when used as prescribed. If usage of narcotics for chronic pain lasting longer than 6 months has stopped for at least 3 years, could still be approved at Standard (Level Death Benefit) |
| Corebridge | See Medications List |
| TransAmerica | Chronic pain is allowed, see medications list for specific concerns |
| Prudential | Not specifically mentioned |
| GTL | Not specifically mentioned |
