| Aetna | Decline |
| Aflac | Decline |
| Americo | Decline if use of a wheelchair or mobility scooter has been required in the last 12 months |
| Living Promise | Decline if currently using |
| Royal Neighbors | Decline unless temporary due to injury |
| Corebridge | Decline if currently using |
| TransAmerica | Decline if required in the last 12 months excluding temporary use after surgery or injury not to exceed 3 months' time |
| American Amicable/Occidental | Decline if currently confined to a wheelchair due to a chronic illness or disease |
| GTL | Not specifically mentioned |
