| Aetna | Decline if in the last 12 months the PI has been advised to have diagnostic testing (other than for routine purposes) which has not been done or for which the results are not known. |
| Aflac | Decline if in the last 12 months the PI has been advised to have diagnostic testing (other than for routine purposes) which has not been done or for which the results are not known. |
| Americo | Decline if in the last 12 months. This is for "non-routine" tests only. For example, an EKG is routine and would not knockout the PI . An echocardiogram or treadmill test is not routine. If the PI is diagnosed as a diabetic, an A1C test is routine. If the A1C test was done to determine if the PI is diabetic, this is not routine. |
| Living Promise | Decline if in the last 12 months the PI has been advised to have diagnostic testing (other than for routine purposes) which has not been done or for which the results are not known. |
| TruStage | If advised to have non-routine testing or a procedure that is incomplete or results unknown, YES should be marked to application question #4 |
| Royal Neighbors | Decline if PI is currently undergoing (or has been recommended to have) testing or further evaluation for a condition that has not been diagnosed |
| Corebridge | Decline if in the last 12 months the PI has been advised to have diagnostic testing (other than for routine purposes) which has not been done or for which the results are not known. |
| TransAmerica | Decline if in the last 6 months the PI has been advised by a member of the medical profession to have any tests, surgery or hospitalization (other than those related to HIV/AIDS), which have not been completed or results are unknown |
| Prudential | Decline if in the last 12 months the PI has had or been advised to have diagnostic testing (excluding tests related to HIV), which have not been started, completed or the results are not known |
| GTL | Not specifically mentioned |
