If PI is currently confined to a nursing home
| Aetna | Decline |
| Aflac | Decline |
| Americo | Decline |
| Living Promise | Decline |
| Royal Neighbors | Decline |
| Corebridge | Decline |
| TransAmerica | Decline |
| Prudential | Decline if currently confined or in the last 5 years |
| GTL | Decline |
