| Aetna | Decline if currently hospitalized |
| Aflac | Decline if currently hospitalized |
| Americo | Decline |
| Living Promise | Decline if current Or if advised to be hospitalized in last 12 months and has not been completed |
| Royal Neighbors | Decline if PI is currently hospitalized |
| Corebridge | Decline if currently hospitalized. See specific conditions for timeframes allowed |
| TransAmerica | Decline if currently hospitalized or hospitalized 2 or more times in the last year |
| American Amicable/Occidental | Decline if currently hospitalized |
| GTL | Decline if PI is currently hospitalized |
