| Aetna | Decline if currently hospitalized |
| Aflac | Decline if currently hospitalized |
| Americo | Decline |
| Living Promise | Decline if current Or if advised to be hospitalized in last 12 months and has not been completed |
| Royal Neighbors | Decline if PI is currently hospitalized |
| Corebridge | Decline if currently hospitalized. See specific conditions for timeframes allowed |
| TransAmerica | Decline if currently hospitalized or hospitalized for 2+ nights in the last 12 months |
| Prudential | Decline if currently confined or in the last 5 years Decline if hospitalized overnight more than once in the past 2 years |
| GTL | Decline if PI is currently hospitalized |
