| Aetna | Decline |
| Aflac | Decline |
| Americo | Decline if currently or in the last 12 months |
| Living Promise | Decline if currently bedridden |
| TruStage | Not specifically asked but could indicate being hospitalized or being confined to a facility. |
| Royal Neighbors | Decline if currently bedridden |
| Corebridge | Decline if currently bedridden |
| TransAmerica | Decline if currently bedridden |
| Prudential | Decline if currently or in the last 5 years |
| GTL | Decline if currently bedridden |
