Myelodysplastic Syndromes (MDS) are a group of cancers in which immature blood cells in the bone marrow do not mature and therefore do not become healthy blood cells. Early on, there are typically no symptoms. Later symptoms may include feeling tired, shortness of breath, easy bleeding, and frequent infections

| Aetna | Not specifically mentioned |
| Aflac | Not specifically mentioned |
| Americo | May be eligible for Select 1 or Select 2 |
| Living Promise | Decline |
| Royal Neighbors | Not specifically mentioned |
| Corebridge | Decline |
| TransAmerica | Decline for Select if diagnosed or treated within the last 4 years Decline for Premier |
| American Amicable/Occidental | Not specifically mentioned |
| GTL | Not specifically mentioned |