Updated Articles

  1. Cane Usage

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Ok TruStage Not asked Royal Neighbors Not specifically mentioned Co...
  2. Cerebral Palsy

    Cerebral palsy (CP) refers to a group of neurological disorders that appear in infancy or early childhood and permanently affect body movement and muscle coordination.  Aetna Decline Aflac Decline Americo Decline Livin...
  3. Correctional Facility, confined to

    Aetna Decline Aflac Decline Americo Decline Living Promise Not specifically mentioned TruStage Not asked Royal Neighbors Decline Corebridge Decline TransAmerica Decline if currently incarc...
  4. Covid-19 / Coronavirus

    United of Omaha (3.24.20) The following pertains to all new and pending applications for life and health products (Accidental Death, Long Term Care, Disability Income, Critical Illness, Cancer, and Heart Attack and Stroke). If the propose...
  5. Cystic Fibrosis

    Cystic fibrosis (CF) is an inherited disease of the mucus and sweat glands. It affects mostly your lungs, pancreas, liver, intestines, sinuses, and sex organs. Aetna Decline Aflac Decline Americo Decline Living Promise...
  6. Diagnostic Testing - Advised but not done or results unknown

      Aetna Decline if in the last 12 months the PI has been advised to have diagnostic testing (other than for routine purposes) which has not been done or for which the results are not known. Aflac Decline if in the last 12 months t...
  7. Dialysis

    Aetna Decline Aflac Decline Americo Decline Living Promise Decline TruStage If currently receiving dialysis for any reason, YES should be marked for application question #7 Royal Neighbors Decline Cor...
  8. Down Syndrome

    Down Syndrome is a congenital disorder arising from a chromosome defect, causing intellectual impairment and physical abnormalities, including short stature and a broad facial profile. Aetna Not specifically mentioned Aflac Not ...
  9. Epilepsy

    Epilepsy is a neurological disorder of the brain characterized by unpredictable seizures, which can range from mild to severe, and vary in frequency.  Aetna OK for Standard Aflac OK for Standard Americo May be eligible for ...
  10. Fatigue

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Decline if PI consulted physician in last 12 months for fatigue Royal Neighbors ...