Updated Articles

  1. Home Health Care

    Aetna Decline Aflac Decline Americo May be eligible for Select 1 or Select 2 Living Promise Decline if receiving care currently OR been advised to receive care Royal Neighbors Not specifically mentioned Co...
  2. Hospice

    Hospice is designed to give supportive care to people in the final phase of a terminal illness.  Focus is on comfort and quality of life rather than cure.  The goal is to enable patients to be comfortable and free of pain so that they can live e...
  3. Hospitalized

    Aetna Decline if currently hospitalized Aflac Decline if currently hospitalized Americo Decline Living Promise Decline if current Or if advised to be hospitalized in last 12 months and has not been completed Royal ...
  4. Huntington's Disease

      Huntington's Disease is a fatal genetic disorder that causes the progressive breakdown of nerve cells in the brain.  It deteriorates a person's physical and mental abilities usually during their prime working years and has no cure. Aetn...
  5. Long Term Care Facility

    Aetna Decline if currently residing in a long term care facility Aflac Decline if currently residing in a long term care facility Americo Decline if currently residing in a long term care facility Living Promise De...
  6. Lou Gehrig's Disease/Amyotrophic Later Sclerosis (ALS)

    ALS or Lou Gehrig's Disease  is a progressive neurodegenerative disease that affects nerve cells in the brain and spinal cord. Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors ...
  7. Lupus, Systemic

      Systemic Lupus  is an autoimmune disease.  In this disease, the immune system mistakenly attacks healthy tissue.  It can affect skin, joints, kidneys, brain, and other organs. Aetna OK for Standard Aflac OK for Standard Amer...
  8. Multiple Sclerosis

      Multiple Sclerosis  is a chronic disease that affects the central nervous system, especially the brain, spinal chord, and optic nerves. Aetna OK for Standard Aflac OK for Standard Americo Decline Living Promise Dec...
  9. Muscular Dystrophy

    Muscular Dystrophy is a group of diseases that cause progressive weakness and loss of muscle mass.  Abnormal genes (mutations) interfere with the production of proteins needed to form healthy muscle. Aetna Decline Aflac Decline ...
  10. Myelodysplastic Syndrome (MDS)

    Myelodysplastic Syndromes (MDS)  are a group of cancers in which immature blood cells in the bone marrow do not mature and therefore do not become healthy blood cells.  Early on, there are typically no symptoms.  Later symptoms may include feelin...