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Gastrointestinal/Organs

Last Updated: 01/07/2026
Liver Failure

Last Updated: 01/07/2026 in Gastrointestinal/Organs

Aetna If diagnosed, treated or advised to have treatment within the past 2 years, Modified only Aflac If diagnosed, treated or advised to have treatment within the past 2 years, Modified only Americo Decline (also decline ...
Cancer

Last Updated: 12/24/2025 in Cancer

Aetna (Excluding basal cell/squamous cell) Within last 2 years - Decline More than one occurence - Decline Aflac (Excluding basal cell/squamous cell) Within last 2 years - Decline More than one occurence - Decline Americo Decl...
Cancer

Last Updated: 12/24/2025
Correctional Facility, confined to

Last Updated: 12/10/2025

Aetna Decline Aflac Decline Americo Decline Living Promise Not specifically mentioned TruStage Not asked Royal Neighbors Decline Corebridge Decline TransAmerica Decline if currently incarc...
Cystic Fibrosis

Last Updated: 12/10/2025

Cystic fibrosis (CF) is an inherited disease of the mucus and sweat glands. It affects mostly your lungs, pancreas, liver, intestines, sinuses, and sex organs. Aetna Decline Aflac Decline Americo Decline Living Promise...
Diagnostic Testing - Advised but not done or results unknown

Last Updated: 12/10/2025

Aetna Decline if in the last 12 months the PI has been advised to have diagnostic testing (other than for routine purposes) which has not been done or for which the results are not known. Aflac Decline if in the last 12 months t...
Dialysis

Last Updated: 12/10/2025

Aetna Decline Aflac Decline Americo Decline Living Promise Decline TruStage If currently receiving dialysis for any reason, YES should be marked for application question #7 Royal Neighbors Decline Cor...
Down Syndrome

Last Updated: 12/10/2025

Down Syndrome is a congenital disorder arising from a chromosome defect, causing intellectual impairment and physical abnormalities, including short stature and a broad facial profile. Aetna Not specifically mentioned Aflac Not ...
Epilepsy

Last Updated: 12/10/2025

Epilepsy is a neurological disorder of the brain characterized by unpredictable seizures, which can range from mild to severe, and vary in frequency. Aetna OK for Standard Aflac OK for Standard Americo May be eligible for ...