Updated Articles

  1. Multiple Sclerosis

      Multiple Sclerosis  is a chronic disease that affects the central nervous system, especially the brain, spinal chord, and optic nerves. Aetna OK for Standard Aflac OK for Standard Americo Decline Living Promise Dec...
  2. Muscular Dystrophy

    Muscular Dystrophy is a group of diseases that cause progressive weakness and loss of muscle mass.  Abnormal genes (mutations) interfere with the production of proteins needed to form healthy muscle. Aetna Decline Aflac Decline ...
  3. Myelodysplastic Syndrome (MDS)

    Myelodysplastic Syndromes (MDS)  are a group of cancers in which immature blood cells in the bone marrow do not mature and therefore do not become healthy blood cells.  Early on, there are typically no symptoms.  Later symptoms may include feelin...
  4. Nursing Facility, currently residing in...

    If PI is currently confined to a nursing home Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline Prudential...
  5. Pain Medications

    Aetna Not specifically mentioned Aflac See Medications List Americo May be eligible for Select 1 or Select 2 Living Promise No specific pain medications will knock PI out of LP, but Omaha is concerned with potent...
  6. Paralysis - Quadriplegia - Paraplegia

      Aetna Decline if use of wheelchair or mobility scooter is required Aflac Decline if use of wheelchair or mobility scooter is required Americo Decline if use or wheelchair or mobility scooter is required Living Promise ...
  7. Parkinson's Disease

      Parkinson's Disease affects the nerve cells in the brain that produce dopamine.  Symptoms include muscle rigidity, tremors, and changes in speech and gait.  After diagnosis, treatments can help relieve symptoms, but there is no cure. Ae...
  8. Reckless Driving

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Decline if convicted of >1 reckless driving in the last 2 years Royal Neighbors ...
  9. Sarcoidosis

    Sarcoidosis is an inflammatory disease that affects multiple organs in the body, but mostly the lungs and lymph glands.  Abnormal masses or nodules consisting of inflamed tissues from in certain organs of the body. Aetna OK for Standar...
  10. Scleroderma

    Scleroderma or Systemic Sclerosis is a chronic connective tissue disease generally classified as one of the autoimmune rheumatic diseases.  The symptoms vary greatly and can range from very mild to life threatening.  The seriousness will depen...