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Last Updated: 12/10/2025
Aetna Decline Aflac Decline Americo Decline Living Promise Decline if death is expected within the next 12 months. Royal Neighbors Decline Corebridge Decline TransAmerica Decline Prudential ...
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Last Updated: 12/10/2025
Tobacco Usage Carries will have both Tobacco and Non-Tobacco rates for underwritten policies. These are the criteria for tobacco usage with our carriers Aetna Use of any form of tobacco or nicotine products within the last 12 months. ...
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Last Updated: 12/10/2025
Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline if ever received or been advised to receive Prudential Decl...
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Last Updated: 12/10/2025
Aetna Decline Aflac Decline Americo Decline if use of a wheelchair or mobility scooter has been required in the last 12 months Living Promise Decline if currently using Royal Neighbors Decline unless temporar...
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Last Updated: 12/10/2025
Aetna Not specifically mentioned Aflac Not specifically mentioned Americo Decline if unexplained Living Promise Decline if unexplained weight loss in the last 12 months and loss is >10 lbs. Royal Neighbors Not ...
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Last Updated: 12/10/2025
Cerebral palsy (CP) refers to a group of neurological disorders that appear in infancy or early childhood and permanently affect body movement and muscle coordination. Aetna Decline Aflac Decline Americo Decline Livin...
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Last Updated: 12/10/2025
Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Ok TruStage Not asked Royal Neighbors Not specifically mentioned Co...
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Last Updated: 12/10/2025
Aetna Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Aflac Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Americo Decli...
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Last Updated: 12/10/2025
Aetna Decline Aflac Decline Americo Decline if currently or in the last 12 months Living Promise Decline if currently bedridden TruStage Not specifically asked but could indicate being hospitalized or being c...
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Last Updated: 12/10/2025
Aetna Decline if received or advised to receive an amputation due to any disease at any time Aflac Decline if received or advised to receive an amputation due to any disease at any time Americo Decline if due to any diseas...