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Last Updated: 07/21/2026
Sarcoidosis is an inflammatory disease that affects multiple organs in the body, but mostly the lungs and lymph glands. Abnormal masses or nodules consisting of inflamed tissues from in certain organs of the body. Aetna OK for Standar...
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Last Updated: 07/21/2026
Scleroderma or Systemic Sclerosis is a chronic connective tissue disease generally classified as one of the autoimmune rheumatic diseases. The symptoms vary greatly and can range from very mild to life threatening. The seriousness will depen...
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Last Updated: 07/21/2026
Sickle Cell Anemia is a condition in which there aren't enough healthy red blood cells to carry adequate oxygen throughout your body. Aetna Decline Aflac Decline Americo May be eligible for Select 1 or Select 2 Livin...
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Last Updated: 07/21/2026
Aetna Decline Aflac Decline Americo Decline if currently confined Living Promise Decline if currently confined Royal Neighbors Decline Corebridge Decline if currently confined TransAmerica Decline...
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Last Updated: 07/21/2026
Aetna Decline if within the past year Aflac Decline if within the past year Americo Decline if recommended to have surgery within the last 12 months that has not been completed Living Promise Decline Royal Neighb...
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Last Updated: 07/21/2026
Aetna Decline Aflac Decline Americo Decline Living Promise Decline if death is expected within the next 12 months. Royal Neighbors Decline Corebridge Decline TransAmerica Decline American Am...
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Last Updated: 07/21/2026
Tobacco Usage Carries will have both Tobacco and Non-Tobacco rates for underwritten policies. These are the criteria for tobacco usage with our carriers Aetna Use of any form of tobacco or nicotine products within the last 12 months. ...
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Last Updated: 07/21/2026
Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline if ever received or been advised to receive American Amicable/...
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Last Updated: 07/21/2026
Aetna Decline Aflac Decline Americo Decline if use of a wheelchair or mobility scooter has been required in the last 12 months Living Promise Decline if currently using Royal Neighbors Decline unless temporar...
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Last Updated: 07/21/2026
Aetna Not specifically mentioned Aflac Not specifically mentioned Americo Decline if unexplained Living Promise Decline if unexplained weight loss in the last 12 months and loss is >10 lbs. Royal Neighbors Not ...