New Articles

  1. Stroke/Aneurysm

    Stroke  is a disease that affects the arteries leading to and within the brain.  It is the #5 cause of death and a leading cause of disability in the United States.  A Stroke occurs when a blood vessel that carries oxygen and nutrients to the bra...
  2. Pulmonary Fibrosis

    Pulmonary Fibrosis  is a lung disease that occurs when lung tissue becomes damaged and scarred.  This thickened, stiff tissue makes it more difficult for your lungs to work properly.  As it worsens, you become progressively more short of breath. ...
  3. Nursing Facility, currently residing in...

    If PI is currently confined to a nursing home Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline Prudential...
  4. Hospitalized

    Aetna Decline if currently hospitalized Aflac Decline if currently hospitalized Americo Decline Living Promise Decline if current Or if advised to be hospitalized in last 12 months and has not been completed Royal ...
  5. Heart Valve Disease/Replacement/Repair

    Aetna Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Aflac Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Americo May b...
  6. Down Syndrome

    Down Syndrome is a congenital disorder arising from a chromosome defect, causing intellectual impairment and physical abnormalities, including short stature and a broad facial profile. Aetna Not specifically mentioned Aflac Not ...
  7. Mental Incapacity

    Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline Prudential Decline GTL Decline ...
  8. Dementia - Memory Loss

    Dementia describes a group of symptoms affecting memory, thinking and social abilities severe enough to interfere with daily life.     Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neig...
  9. Lou Gehrig's Disease/Amyotrophic Later Sclerosis (ALS)

    ALS or Lou Gehrig's Disease  is a progressive neurodegenerative disease that affects nerve cells in the brain and spinal cord. Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors ...
  10. Pain Medications

    Aetna Not specifically mentioned Aflac See Medications List Americo May be eligible for Select 1 or Select 2 Living Promise No specific pain medications will knock PI out of LP, but Omaha is concerned with potent...