New Articles

  1. Muscular Dystrophy

    Muscular Dystrophy is a group of diseases that cause progressive weakness and loss of muscle mass.  Abnormal genes (mutations) interfere with the production of proteins needed to form healthy muscle. Aetna Decline Aflac Decline ...
  2. Cardiomyopathy

    Cardiomyopathy is a disease of the heart muscle that makes it harder for your heart to pump blood to the rest of your body. Aetna Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Af...
  3. Defibrillator

    Defibrillators are    devices that restore a normal heartbeat by sending an electric pulse or shock to the heart.  They are used to prevent or correct an arrhythmia, a heartbeat that is uneven or that is too slow or too fast. Aetna Pl...
  4. Stroke/Aneurysm

    Stroke  is a disease that affects the arteries leading to and within the brain.  It is the #5 cause of death and a leading cause of disability in the United States.  A Stroke occurs when a blood vessel that carries oxygen and nutrients to the bra...
  5. Pulmonary Fibrosis

    Pulmonary Fibrosis  is a lung disease that occurs when lung tissue becomes damaged and scarred.  This thickened, stiff tissue makes it more difficult for your lungs to work properly.  As it worsens, you become progressively more short of breath. ...
  6. Nursing Facility, currently residing in...

    If PI is currently confined to a nursing home Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline Prudential...
  7. Hospitalized

    Aetna Decline if currently hospitalized Aflac Decline if currently hospitalized Americo Decline Living Promise Decline if current Or if advised to be hospitalized in last 12 months and has not been completed Royal ...
  8. Heart Valve Disease/Replacement/Repair

    Aetna Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Aflac Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Americo May b...
  9. Down Syndrome

    Down Syndrome is a congenital disorder arising from a chromosome defect, causing intellectual impairment and physical abnormalities, including short stature and a broad facial profile. Aetna Not specifically mentioned Aflac Not ...
  10. Mental Incapacity

    Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline Prudential Decline American Amicable/Occidental Decl...