New Articles

  1. Dementia - Memory Loss

    Dementia describes a group of symptoms affecting memory, thinking and social abilities severe enough to interfere with daily life.     Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neig...
  2. Lou Gehrig's Disease/Amyotrophic Later Sclerosis (ALS)

    ALS or Lou Gehrig's Disease  is a progressive neurodegenerative disease that affects nerve cells in the brain and spinal cord. Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors ...
  3. Pain Medications

    Aetna Not specifically mentioned Aflac See Medications List Americo May be eligible for Select 1 or Select 2 Living Promise No specific pain medications will knock PI out of LP, but Omaha is concerned with potent...
  4. DUI

      Aetna If convicted of or plead guilty within the past 2 years - Modified Aflac If convicted of or plead guilty within the past 2 years - Modified Americo May be eligible for Select 1 or Select 2 Living Promise Not...
  5. Alcohol Abuse - Drug Abuse

    Aetna Diagnosis or treatment within the past 2 years - Modified Aflac Diagnosis or treatment within the past 2 years - Modified Americo May be eligible for Select 1 or Select 2 Living Promise Decline if alcohol or dr...
  6. Felony - Probation - Parole

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Decline if awaiting trail for a felony or convicted of a felony in the last 2 years. ...
  7. Bipolar - Schizophrenia - Psychosis

      Bipolar Disorder , also known as manic depressive illness, is a brain disorder that causes unusual shifts in mood, energy, activity levels, and the ability to carry out day-to-day tasks. Schizophrenia is a chronic and severe mental disorder t...
  8. Multiple Sclerosis

      Multiple Sclerosis  is a chronic disease that affects the central nervous system, especially the brain, spinal chord, and optic nerves. Aetna OK for Standard Aflac OK for Standard Americo Decline Living Promise Dec...
  9. Lupus, Systemic

      Systemic Lupus  is an autoimmune disease.  In this disease, the immune system mistakenly attacks healthy tissue.  It can affect skin, joints, kidneys, brain, and other organs. Aetna OK for Standard Aflac OK for Standard Amer...
  10. Pancreatitis

    Pancreatitis is inflammation of the pancreas.  It happens when digestive enzymes start digesting the pancreas itself.  It can be acute or chronic.  Either form is serious and can lead to complications. Aetna Not specifically mentioned...