New Articles

  1. Angina (Chest Pain)

    Angina is a condition marked by severe pain in the chest, often also spreading to the shoulders, arms, and neck, caused by an inadequate blood supply to the heart. Aetna Diagnosis or treatment within 1 year = Modified Diagnosis or trea...
  2. Heart Attack

    Heart Attack  The death of heart muscle due to the loss of blood supply, usually caused by a complete blockage of a coronary artery, one of the arteries that supplies blood to the heart muscle. Aetna Diagnosis or treatment within 1 year...
  3. Bypass Surgery

    Aetna < 1 year = Modified Within 2 years = OK for Std Aflac < 1 year = Modified Within 2 years = OK for Std Americo May be eligible for Select 1 or Select 2  Select 2 at best if also a smoker Living Promise Decline if...
  4. Stents

    A Stent is a tubular support placed temporarily inside a blood vessel, canal, or duct to aid healing or relieve an obstruction. Aetna Placement within 1 year = Modified Placement within 2 years = OK for Std Aflac Placement with...
  5. Angioplasty

    Angioplasty (also called Balloon Angioplasty)   If you have coronary artery disease, the arteries of your heart are narrowed or blocked by a sticky material called plaque.  Angioplasty is a procedure to restore blood flow through the artery. ...
  6. Melanoma

    Melanoma,  also known as Malignant Melanoma,  is a type of cancer that develops from the pigment-containing cells knows as melanocytes.  Melanomas typically occur in the skin, but may rarely occur in the mouth, intestines or eye. Aetna ...
  7. Brain Tumor (not cancer)

    Aetna Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Aflac Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Americo Decli...
  8. COPD

    Chronic Obstructive Pulmonary Disease (COPD) is a lung disease characterized by chronic obstruction of lung airflow that interferes with normal breathing and is not fully reversible.  The more familiar terms "chronic bronchitis" and "emphysema" ...
  9. Emphysema

    Emphysema is a type of COPD involving damage to the air sacs in the lungs.  As a result, your body does not get the oxygen it needs making it hard to catch your breath.  You may also have a chronic cough and have trouble breathing during exercis...
  10. Liver Failure

    Aetna If diagnosed, treated or advised to have treatment within the past 2 years, Modified only Aflac If diagnosed, treated or advised to have treatment within the past 2 years, Modified only Americo Decline (also decline ...