Updated Articles

  1. Amputation

    Aetna Decline if received or advised to receive an amputation due to any disease at any time Aflac Decline if received or advised to receive an amputation due to any disease at any time Americo Decline if due to any diseas...
  2. Bedridden

    Aetna Decline Aflac Decline Americo Decline if currently or in the last 12 months Living Promise Decline if currently bedridden TruStage Not specifically asked but  could  indicate being hospitalized or being c...
  3. Brain Tumor (not cancer)

    Aetna Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Aflac Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Americo Decli...
  4. Cane Usage

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Ok TruStage Not asked Royal Neighbors Not specifically mentioned Co...
  5. Cerebral Palsy

    Cerebral palsy (CP) refers to a group of neurological disorders that appear in infancy or early childhood and permanently affect body movement and muscle coordination.  Aetna Decline Aflac Decline Americo Decline Livin...
  6. Correctional Facility, confined to

    Aetna Decline Aflac Decline Americo Decline Living Promise Not specifically mentioned TruStage Not asked Royal Neighbors Decline Corebridge Decline TransAmerica Decline if currently incarc...
  7. Cystic Fibrosis

    Cystic fibrosis (CF) is an inherited disease of the mucus and sweat glands. It affects mostly your lungs, pancreas, liver, intestines, sinuses, and sex organs. Aetna Decline Aflac Decline Americo Decline Living Promise...
  8. Diagnostic Testing - Advised but not done or results unknown

      Aetna Decline if in the last 12 months the PI has been advised to have diagnostic testing (other than for routine purposes) which has not been done or for which the results are not known. Aflac Decline if in the last 12 months t...
  9. Dialysis

    Aetna Decline Aflac Decline Americo Decline Living Promise Decline TruStage If currently receiving dialysis for any reason, YES should be marked for application question #7 Royal Neighbors Decline Cor...
  10. Down Syndrome

    Down Syndrome is a congenital disorder arising from a chromosome defect, causing intellectual impairment and physical abnormalities, including short stature and a broad facial profile. Aetna Not specifically mentioned Aflac Not ...