New Articles

  1. Pacemaker

    A pacemaker is an implanted battery-powered device used to send signals to your heart in order to make it beat in a regular rhythm. Aetna Placement within 1 year = Modified Placement within 2 years = OK for Std Aflac Placement w...
  2. Cancer

  3. Gastrointestinal/Organs

  4. Covid-19 / Coronavirus

    United of Omaha (3.24.20) The following pertains to all new and pending applications for life and health products (Accidental Death, Long Term Care, Disability Income, Critical Illness, Cancer, and Heart Attack and Stroke). If the propose...
  5. Atrial Fibrillation / A-Fib

    Atrial Fibrillation or "A-Fib" is a quivering or irregular heartbeat (arrhythmia) that can lead to blood clots, stroke, heart failure and other heart related complications. Aetna Diagnosis or treatment within 1 year = Modified Diagnosis ...
  6. Weight Chart - Americo

  7. Crohn's Disease

    Crohn's Disease  is an inflammatory bowel disease.  It causes inflammation of your digestive tract, which can lead to abdominal pain, severe diarrhea, fatigue, weight loss and malnutrition. Aetna Not specifically mentioned Aflac ...
  8. Ulcerative Colitis

    Ulcerative Colitis  is an inflammatory bowel disease that causes long-lasting inflammation and ulcers (sores) in your digestive tract.  It affects the innermost lining of your large intestine (colon) and rectum. Aetna Not specifically m...
  9. Polycystic Kidney Disease

    Polycystic Kidney Disease is an inherited disorder in which clusters of cysts develop primarily within your kidneys causing your kidneys to enlarge and lose function over time. Aetna If diagnosed, treated or advised to have treatment w...
  10. Surgery - Not completed or results not known

    Aetna Decline if within the past year Aflac Decline if within the past year Americo Decline if recommended to have surgery within the last 12 months that has not been completed Living Promise Decline Royal Neighb...