New Articles

  1. Cystic Fibrosis

    Cystic fibrosis (CF) is an inherited disease of the mucus and sweat glands. It affects mostly your lungs, pancreas, liver, intestines, sinuses, and sex organs. Aetna Decline Aflac Decline Americo Decline Living Promise...
  2. Cancer (18-89, 18-64 in CA and MA)

    Uninsurable Medical Conditions* L ump Sum Cancer The medical conditions listed below are not insurable with lump sum cancer plans: • Applicants who have been diagnosed with or treated for  Human Immunodeficiency Virus (HIV)...
  3. Heart Attack/Stroke (18-89, 18-64 in CA and MA)

    Uninsurable Medical Conditions* Lump Sum Heart Attack & Stroke The medical conditions listed below are not insurable with Heart Attack & Stroke plans: • Applicants who have been diagnosed with or treated for  Human Immunodefic...
  4. Critical Illness (18-64)

    Uninsurable Medical Conditions* Lump Sum Critical Illness The medical conditions listed below are not insurable with Critical Illness plan: • Applicants who have been diagnosed with or treated for  Human Immunodeficiency Virus (...
  5. Cane Usage

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Ok TruStage Not asked Royal Neighbors Not specifically mentioned Co...
  6. Epilepsy

    Epilepsy is a neurological disorder of the brain characterized by unpredictable seizures, which can range from mild to severe, and vary in frequency.  Aetna OK for Standard Aflac OK for Standard Americo May be eligible for ...
  7. Fibromyalgia

    Fibromyalgia is a chronic condition that involves pain throughout the body, and typically consists of tenderness in certain areas, and fatigue.  It can also be associated with anxiety and depression.  There are no definitive tests for fibromyalgia...
  8. Pacemaker

    A pacemaker is an implanted battery-powered device used to send signals to your heart in order to make it beat in a regular rhythm. Aetna Placement within 1 year = Modified Placement within 2 years = OK for Std Aflac Placement w...
  9. Cancer

  10. Gastrointestinal/Organs