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Last Updated: 02/12/2026
in Gastrointestinal/Organs
Chronic Kidney Disease , also known as Chronic Renal Disease, describes the gradual loss of kidney function. Your kidneys filter wastes and excess fluids from your blood, which are then excreted in your urine. When chronic kidney disease r...
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Last Updated: 02/12/2026
in Gastrointestinal/Organs
Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Decline if PI had a physician consultation in the last 12 months Royal Neighbors...
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Last Updated: 02/12/2026
in Gastrointestinal/Organs
Dialysis is a treatment that takes over for your kidney functions if those organs stop doing their job. Aetna Decline if done or recommended in the past year Aflac Decline if done or recommended in the past year Americo ...
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Last Updated: 02/12/2026
in Gastrointestinal/Organs
Crohn's Disease is an inflammatory bowel disease. It causes inflammation of your digestive tract, which can lead to abdominal pain, severe diarrhea, fatigue, weight loss and malnutrition. Aetna Not specifically mentioned Aflac ...
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Last Updated: 02/12/2026
in Gastrointestinal/Organs
Cirrhosis is a late stage of scarring (fibrosis) of the liver caused by many forms of liver diseases and conditions such as hepatitis and chronic alcoholism. Aetna Modified Only Aflac Modified Only Americo Decline Li...
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Last Updated: 02/12/2026
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Last Updated: 02/12/2026
in Drugs/Alcohol
Aetna Not specifically mentioned Aflac Not specifically mentioned Americo PI will get smoker rates if currently smokes marijuana Living Promise Not specifically mentioned Royal Neighbors Not specifically men...
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Last Updated: 02/12/2026
in Drugs/Alcohol
Aetna Modified only Aflac Modified only Americo May be eligible for Select 1 or Select 2 Living Promise Decline if illegal drug use in the last two years. Royal Neighbors Declined if diagnosed or treated for ...
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Last Updated: 02/12/2026
in Drugs/Alcohol
Aetna If convicted of or plead guilty within the past 2 years - Modified Aflac If convicted of or plead guilty within the past 2 years - Modified Americo May be eligible for Select 1 or Select 2 Living Promise Not...
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Last Updated: 02/12/2026
in Drugs/Alcohol
Aetna Diagnosis or treatment within the past 2 years - Modified Aflac Diagnosis or treatment within the past 2 years - Modified Americo May be eligible for Select 1 or Select 2 Living Promise Decline if alcohol or dr...