Updated Articles

  1. Mental Health

  2. PTSD

    Post Traumatic Stress Disorder (PTST)  is a psychiatric disorder that can occur in people who have experienced or witnessed a traumatic event such as a natural disaster, a serious accident, a terrorist act, war/combat, rape or other violent perso...
  3. Obsessive Compulsive Disorder (OCD)

    Obsessive Compulsive Disorder  is a personality disorder characterized by excessive concern with orderliness, perfectionism, attention to details, mental and interpersonal control, and a need for control over one's environment. Aetna N...
  4. Mental Incapacity

    Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline Prudential Decline GTL Decline ...
  5. Depression

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Decline if PI was hospitalized for depression in the last 2 years Royal Neighbor...
  6. Dementia - Memory Loss

    Dementia describes a group of symptoms affecting memory, thinking and social abilities severe enough to interfere with daily life.     Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neig...
  7. Bipolar - Schizophrenia - Psychosis

      Bipolar Disorder , also known as manic depressive illness, is a brain disorder that causes unusual shifts in mood, energy, activity levels, and the ability to carry out day-to-day tasks. Schizophrenia is a chronic and severe mental disorder t...
  8. Anxiety

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Decline if PI was hospitalized for Anxiety in the last 2 years. Royal Neighbors ...
  9. Alzheimer's Disease

    Alzheimer's Disease is an irreversible, progressive brain disorder that slowly destroys memory and thinking skills and, eventually, the ability to carry out the simplest tasks. Effective May 2025, any client with an Alzheimer's diagnosis must ...
  10. Gastrointestinal/Organs