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Congenital Heart Disease (CHD) i s a malformation of the heart, aorta, or other large blood vessel. There is no cure for CHD. Many people have surgeries to repair their heart, however, they are not cured. There may be long-term effects of he...
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Aetna Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Aflac Diagnosis or treatment within 1 year = Modified Diagnosis or treatment within 2 years = OK for Std Americo May b...
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Last Updated: 12/10/2025
in Drugs/Alcohol
Aetna Diagnosis or treatment within the past 2 years - Modified Aflac Diagnosis or treatment within the past 2 years - Modified Americo May be eligible for Select 1 or Select 2 Living Promise Decline if alcohol or dr...
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Last Updated: 12/10/2025
in Mental Health
Dementia describes a group of symptoms affecting memory, thinking and social abilities severe enough to interfere with daily life. Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neig...
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Last Updated: 12/10/2025
in Gastrointestinal/Organs
Cirrhosis is a late stage of scarring (fibrosis) of the liver caused by many forms of liver diseases and conditions such as hepatitis and chronic alcoholism. Aetna Modified Only Aflac Modified Only Americo Decline Li...
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Defibrillators are devices that restore a normal heartbeat by sending an electric pulse or shock to the heart. They are used to prevent or correct an arrhythmia, a heartbeat that is uneven or that is too slow or too fast. Aetna Pl...
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Coronary Artery Disease (CAD) is the narrowing or blockage of the coronary arteries, usually caused by atherosclerosis, sometimes called hardening or clogging of the arteries. It is the buildup of cholesterol and fatty deposits (called plaques)...
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Last Updated: 10/28/2025
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Last Updated: 12/10/2025
in Pulmonary/Lung
Emphysema is a type of COPD involving damage to the air sacs in the lungs. As a result, your body does not get the oxygen it needs making it hard to catch your breath. You may also have a chronic cough and have trouble breathing during exercis...
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A Heart Murmur is a swishing sound heard when there is turbulent or abnormal blood flow across the heart valve. Most heart murmurs are "innocent," but others are caused by valvular heart disease or cardiomyopathy. Aetna Not specifica...