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Last Updated: 07/21/2026
in Mental Health
Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Decline if PI was hospitalized for depression in the last 2 years Royal Neighbor...
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Last Updated: 07/21/2026
ALS or Lou Gehrig's Disease is a progressive neurodegenerative disease that affects nerve cells in the brain and spinal cord. Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors ...
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Last Updated: 07/21/2026
Aetna Decline Aflac Decline Americo Decline if currently confined Living Promise Decline if currently confined Royal Neighbors Decline Corebridge Decline if currently confined TransAmerica Decline...
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Last Updated: 07/21/2026
in Mental Health
Bipolar Disorder , also known as manic depressive illness, is a brain disorder that causes unusual shifts in mood, energy, activity levels, and the ability to carry out day-to-day tasks. Schizophrenia is a chronic and severe mental disorder t...
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Heart Attack The death of heart muscle due to the loss of blood supply, usually caused by a complete blockage of a coronary artery, one of the arteries that supplies blood to the heart muscle. Aetna Diagnosis or treatment within 1 year...
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Last Updated: 07/21/2026
Hospice is designed to give supportive care to people in the final phase of a terminal illness. Focus is on comfort and quality of life rather than cure. The goal is to enable patients to be comfortable and free of pain so that they can live e...
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Last Updated: 07/21/2026
Down Syndrome is a congenital disorder arising from a chromosome defect, causing intellectual impairment and physical abnormalities, including short stature and a broad facial profile. Aetna Not specifically mentioned Aflac Not ...
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A Stent is a tubular support placed temporarily inside a blood vessel, canal, or duct to aid healing or relieve an obstruction. Aetna Placement within 1 year = Modified Placement within 2 years = OK for Std Aflac Placement with...
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Atrial Fibrillation or "A-Fib" is a quivering or irregular heartbeat (arrhythmia) that can lead to blood clots, stroke, heart failure and other heart related complications. Aetna Diagnosis or treatment within 1 year = Modified Diagnosis ...
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Congestive Heart Failure is a chronic progressive condition that affects the pumping power of your heart muscles. While often referred to as simply "Heart Failure" CHF specifically refers to the stage in which fluid builds up around the heart a...