Popular Articles

  1. Sarcoidosis

    Sarcoidosis is an inflammatory disease that affects multiple organs in the body, but mostly the lungs and lymph glands.  Abnormal masses or nodules consisting of inflamed tissues from in certain organs of the body. Aetna OK for Standar...
  2. Hospitalized

    Aetna Decline if currently hospitalized Aflac Decline if currently hospitalized Americo Decline Living Promise Decline if current Or if advised to be hospitalized in last 12 months and has not been completed Royal ...
  3. Cane Usage

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Ok TruStage Not asked Royal Neighbors Not specifically mentioned Co...
  4. Nursing Facility, currently residing in...

    If PI is currently confined to a nursing home Aetna Decline Aflac Decline Americo Decline Living Promise Decline Royal Neighbors Decline Corebridge Decline TransAmerica Decline Prudential...
  5. COPD

    Chronic Obstructive Pulmonary Disease (COPD) is a lung disease characterized by chronic obstruction of lung airflow that interferes with normal breathing and is not fully reversible.  The more familiar terms "chronic bronchitis" and "emphysema" ...
  6. Diagnostic Testing - Advised but not done or results unknown

      Aetna Decline if in the last 12 months the PI has been advised to have diagnostic testing (other than for routine purposes) which has not been done or for which the results are not known. Aflac Decline if in the last 12 months t...
  7. Cerebral Palsy

    Cerebral palsy (CP) refers to a group of neurological disorders that appear in infancy or early childhood and permanently affect body movement and muscle coordination.  Aetna Decline Aflac Decline Americo Decline Livin...
  8. Paralysis - Quadriplegia - Paraplegia

      Aetna Decline if use of wheelchair or mobility scooter is required Aflac Decline if use of wheelchair or mobility scooter is required Americo Decline if use or wheelchair or mobility scooter is required Living Promise ...
  9. Stroke/Aneurysm

    Stroke  is a disease that affects the arteries leading to and within the brain.  It is the #5 cause of death and a leading cause of disability in the United States.  A Stroke occurs when a blood vessel that carries oxygen and nutrients to the bra...
  10. Sickle Cell Anemia

    Sickle Cell Anemia is a condition in which there aren't enough healthy red blood cells to carry adequate oxygen throughout your body. Aetna Decline Aflac Decline Americo May be eligible for Select 1 or Select 2 Livin...