New Articles

  1. Long Term Care Facility

    Aetna Decline if currently residing in a long term care facility Aflac Decline if currently residing in a long term care facility Americo Decline if currently residing in a long term care facility Living Promise De...
  2. Hodgkin's Disease - Hodgkin's Lymphoma

    Hodgkin's Disease  is a type of lymphoma which is a blood cancer that starts in the lymphatic system.  The lymphatic system helps the immune system get rid of waste and fight infections. Aetna Within last 2 years - Decline More than one...
  3. Heart Surgery

    Aetna Within 1 year = Modified Within 2 years = OK for Std Aflac Within 1 year = Modified Within 2 years = OK for Std Americo May be eligible for Select 1 or Select 2  Select 2 at best if also a smoker Living Promise...
  4. Heart Murmur

    A Heart Murmur is a swishing sound heard when there is turbulent or abnormal blood flow across the heart valve.  Most heart murmurs are "innocent," but others are caused by valvular heart disease or cardiomyopathy. Aetna Not specifica...
  5. Renal Disease, end stage

    End Stage Kidney (Renal) Disease is the last stage of chronic kidney disease.  When your kidneys fail, it means they have stopped working well enough for you to survive without dialysis or a kidney transplant. Aetna If diagnosed, treat...
  6. Depression

    Aetna Not specifically mentioned Aflac Not specifically mentioned Americo May be eligible for Select 1 or Select 2 Living Promise Decline if PI was hospitalized for depression in the last 2 years Royal Neighbor...
  7. Coronary Artery Disease (CAD)

    Coronary Artery Disease (CAD) is the narrowing or blockage of the coronary arteries, usually caused by atherosclerosis, sometimes called hardening or clogging of the arteries.  It is the buildup of cholesterol and fatty deposits (called plaques)...
  8. Congenital Heart Disease

    Congenital Heart Disease (CHD) i s a malformation of the heart, aorta, or other large blood vessel.  There is no cure for CHD.  Many people have surgeries to repair their heart, however, they are not cured.   There may be long-term effects of he...
  9. Bronchitis

    Chronic Bronchitis is one type of COPD (chronic obstructive pulmonary disease).  The inflamed bronchial tubes produce a lot of mucus.  This leads to coughing and difficulty breathing.  Ongoing symptoms are controlled with treatment including med...
  10. Asthma

    Asthma is a respiratory condition marked by spasms in the bronchi of the lungs, causing difficulty in breathing.  It usually results from a allergic reaction or other form of hypersensitivity. Aetna OK at Std If using oxygen = Decline ...